Auto insurance is a necessary part of owning and operating a vehicle. It keeps you compliant and prevents you from having to pay high out-of-pocket costs if an unexpected event occurs. Auto insurance protects against many diverse risks, so having an insurance plan that fits your needs is ideal. At Finney Insurance Corporation we have an exhaustive and adaptable auto program that can be tailored to any client’s individual needs. Any policy from this program will give a driver the best value for his or her insurance investment.
Our local agents have been insuring drivers and vehicle owners for decades, so these agents know how to find the right solutions. They’ll ensure that you get the auto insurance plan that fits you best.
Auto insurance coverage is broad in most cases, and most drivers elect to have broad coverage only because this type of coverage is cheaper. For some drivers, the protection that broad coverage provides is adequate, but only if these drivers don’t get into bad accidents or suffer substantial damages to their persons or vehicles. Specific coverages that meet unique needs are important parts of thorough insurance policies, and these coverages are things we recommend highly.
Ideally, we tailor coverage plans to each client’s entire set of risks and as a result mitigate exposures fully. However, for some drivers, this is not an option and we honor this. Therefore, we provide the most coverage possible for a price that fits a client’s budget. As an independent agency, we have multiple companies to suit the individual need. We work collectively with our clients to find the right coverage combinations and to identify discounts and benefits that help the client save.
Our processes begin with assessments of clients’ needs and budgets and these assessments are followed by strategic coverage selections. The coverage options available to you include:
We source coverages from different carriers, and this makes it easier for clients to customize their policies. Customization is important as it makes finding the right solution easier.
If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally. With Liability Coverage, you can be insured if you’re held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.
If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.
There are two main components to Auto Liability: Bodily Injury and Property Damage liability.
If you’re involved in a serious auto accident, Liability Coverage can benefit you by providing critical protection against the loss of your home, savings, and income. Not only is having liability a good idea, but most states require that drivers have it in order to be legal on the road.
Your Auto Insurance policy already gives you peace of mind behind the wheel. But more than just accidents happen, and with the right policy from Finney Insurance Corporation, you can make sure that the security of your automobile doesn’t stop the moment you pull into the driveway. Comprehensive Coverage insures your vehicle and equipment against damage and expenses that result from something other than a collision.
At Finney Insurance Corporation, we know that life is full of surprises, and with Comprehensive Coverage you can be prepared for all of them. Our team of asset protection specialists can prepare a plan that works for you with a variety of impressive features to insure your car against damages or loss resulting from:
In addition to Comprehensive, Finney Insurance Corporation also can offer other non-collision oriented services for you and your car, like Roadside Assistance and Diminishing Deductible.
For most drivers, a car is more than just a means of transportation – it’s an investment. And if you’re involved in an accident, you’ll want to ensure that your investment is protected. With Collision Coverage from Finney Insurance Corporation, you can have damage to your car insured under your policy – whether the damage is a result of an accident with another vehicle or object.
Different drivers require different coverage options for their Auto Insurance policies. Determining the right amount of Collision Coverage depends on factors like the age and year of your car, as well as your financial situation. An insurance specialist from Finney Insurance Corporation can help you find an insurance option that best fits your budget.
In addition to protecting you and your car from collisions, we offer benefits that range from rewards and incentives to extended coverage. Our enhancements include: Diminishing Deductible, GAP Coverage, and Accident Forgiveness for better assurance.
As a safe driver, obeying street signs, speed limits, and always using your turn signals is simply part of the routine. And if you’re ever involved in an accident, your insurance policy typically keeps you protected.
Unfortunately, there are those on the road who don’t share the same safety precautions as you, and if you’re involved in an accident with a motorist without the right coverage, you may have to take care of any medical payments, damages, or any other expenses with money from your own pocket.
Uninsured/Underinsured Motorist Coverage gives you the assurance you need knowing that your medical expenses will be covered. In cases where the driver at fault does not have adequate liability to pay for your injuries and damages, you’ll be compensated for the amount in which you are legally entitled to – in regards to you, your passengers, and your vehicle. Uninsured/Underinsured Motorist Protection may also take care of property damage in some states
As a driver, safety should be one of your top concerns – safety for your passengers and for other drivers on the road. When you find the right coverage with Finney Insurance Corporation, you’ll learn that being a responsible driver has its benefits. With Diminishing Deductible, you can actually get rewarded for being an accident and violation-free driver.
When you sign up for Diminishing Deductible, you’ll receive an immediate $100 credit on your deductible. From there, you can add $100 of more credit for every year – simply by being a safe driver. Drivers under Diminishing Deductible can receive up to a maximum of $500 credit.
For even more options, talk to a representative with Finney Insurance Corporation about Total Loss Deductible Waiver. If your car gets totaled in an accident, and if you’re covered under this waiver, you won’t be responsible for paying your deductible.
We understand that accidents happen. On the road, there are many situations that are outside of your control and sometimes cannot be avoided. At Finney Insurance Corporation, we don’t want an accident to hurt your driving record, or even cause your rates to go up. With the right coverage, you can be forgiven for your first chargeable accident through Accident Forgiveness.
Under Accident Forgiveness, if you’re involved in an accident, your rates won’t increase – even if the accident is your fault. This applies only one time per policy, and once it’s been used, you’ll be eligible to receive it again three years later.
Contact Finney Insurance Corporation today to find out how you can receive the benefits of Accident Forgiveness for your Auto Insurance policy.
On the road, anything can happen. From flat tires to breakdowns, it’s best to be prepared for it all. At Finney Insurance Corporation, we’re proud to offer the following packages of Roadside Assistance* coverage through Allied Insurance’s trusted “Sign and Drive” service:
With Roadside Assistance, you’ll never be alone behind the wheel. Contact Finney Insurance Corporation today to find out how you can get signed up.
Services apply while driving any vehicle with any occupant from an Allied household (insureds and in-home relatives).
*Roadside Assistance coverages and availability vary from state to state. Please contact a representative at Finney Insurance Corporation for full details.
Whether it’s an antique, a collectible, or your own custom-built roadster, your Specialty Auto is a labor of love. If you’re like most enthusiasts, you’ve poured many hours of time and effort into making your auto something unique and special. At Finney Insurance Corporation, we realize that when you’re cruising down the strip, speeding across the track, or making heads turn at a show, the last thing you’ll want to worry about is whether you have the right insurance.
We believe that your specialty car is not only a major investment, but also an extension of you. And a vehicle as unique as its driver requires more than a standard insurance policy. That’s why we’re proud to offer a variety of specialized coverage options for the following vehicles:
With options and choices ranging from agreed value coverage to spare parts coverage, Finney Insurance Corporation can provide you with the tools you need to insure your timeless automobile. We even offer multi-vehicle discounts for the avid collector.
At Finney Insurance Corporation, we strive for quality service with your convenience in mind. By offering 24/7/365 support, we’re here to serve you – when you need us most. Since accidents and non-collision oriented situations can fall outside of normal business hours, we’ve partnered with Allied Insurance’s On Your Side® service center to provide you with extended hours in case you need assistance.
For claims, accidents, billing information, and more, you can contact an Allied representative 24 hours a day, seven days a week at 800-282-1446.
Your car gives you the freedom to take on the open road. Whether you’re enjoying the scenic countryside or driving to your favorite vacation spot, your adventures can be more enjoyable knowing that help is right around the corner with the convenience of Towing services.
In the event of an unexpected breakdown, the last place you’ll want to be is stranded on the side of the road or stuck with costly towing fees. By adding optional Towing coverage from Finney Insurance Corporation to your Auto Insurance policy, you’ll get the peace of mind knowing that no matter where your journeys take you, you’ll never be alone.
In addition to our Towing coverage, Finney Insurance Corporation also offers Roadside Assistance packages that include valuable extras like fuel delivery, turn-by-turn directions, jump starts, flat tire repair, and more. Contact a representative with Finney Insurance Corporation today for more information.
We understand that your days are busy, and between work and your family, not having a car is typically out of the equation. If your vehicle is left out of commission after an accident or theft, Finney Insurance Corporation offers Rental Reimbursement services so that you won’t miss a beat.
Rental Reimbursement is an optional coverage option that provides for the expense of renting a substitute vehicle while yours is being repaired or replaced. Since benefits and details vary by insurance policy, it’s important to speak with an insurance specialist from Finney Insurance Corporation to make sure you know what’s covered and to see if you qualify for this additional service.
At Finney Insurance Corporation, we know that the safety and well being of you and your family is important, both on and off the road. Since auto accidents can involve more than just damage to your car, we’re here to help prepare you for insuring any injuries to you or a family member as a result of an auto accident.
With Personal Injury Coverage from Finney Insurance Corporation, you’ll have a policy that helps pay for the treatment of you and your family members should someone get injured as a passenger or pedestrian. PIP extends to cover expenses beyond medical bills, such as loss of wages or services, and in some cases, funeral costs. Personal Injury also can extend to take care of your passengers’ bills.
When it comes to the safety and security of you and your family, nothing should be left to chance. If you or your loved ones get involved in a car accident, your number one priority should be to make sure everyone receives the care and treatment they need – at a cost that keeps your finances and savings intact.
Being insured with an auto policy that includes covering Medical Payments ensures that most medical expenses will be taken care of if you or a family member is injured in an auto accident as either a passenger in the car, or as a pedestrian struck by an auto. This coverage applies the same regardless of who is at fault and extends to the policyholder’s family members, as well as any passengers in the vehicle.
The rising cost of healthcare has made paying out of pocket for major medical expenses extremely difficult. If you worry about not being able to take care of your family in the event of an accident, keep in mind that with the right Auto Insurance policy, you won’t have to anymore.
Auto insurance is not one-size-fits-all, even though some drivers buy policies that are similar to other drivers’ policies. We believe that each coverage plan should be unique to the driver who owns it and that this plan should be affordable. Therefore, we balance coverage and cost in ways that are most beneficial to clients, and this helps ensure that our clients’ investments have the most value.
Our agents are available whenever they’re needed and the agents manage risk and claims. Our agents reduce exposures that clients face and minimize the likelihood that these exposures will result in damages. Our agents also advocate for clients and help achieve satisfactory resolutions if and when claims are filed.
The Finney Insurance Corporation is proud to provide car insurance in Hollywood, Fort Lauderdale, Dania, Pembroke Pines, Davie, and Aventura, FL. We also serve other areas in the state.