Homeowners Insurance


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Home Insurance in Fort Lauderdale and Weston, FL

Providing Homeowners Insurance to Hollywood, FL and all surrounding communities

If you own a house, your home isn’t just the space where you relax and rest. It’s also one of the most valuable assets you’re likely to own. For most people, a house is the biggest investment they’ll ever make. Secure your investment and peace of mind alike with a homeowners’ insurance policy built around your needs. Finney Insurance Corporation is dedicated to taking care of the place — and people — you hold closest. We offer a variety of home insurance options to make sure all your bases are covered against destructive weather, theft, accidents and more.

The Importance of Personal Liability Insurance

Imagine something major going wrong in or around your home such as a guest getting hurt or someone’s valuable personal property being seriously damaged. Personal liability insurance makes sure that you are covered in the event legal action is taken against you in such situations. With this coverage, your financial assets are kept safe from the results of any litigation — for better or worse.

Why You Need Property Insurance

In the event your home experiences devastating weather — say, a fire, a hailstorm or dangerously heavy snow build-up — property insurance can keep you protected. In times of crisis, property insurance provides you security when your residence is damaged.

High Value Homeowners Insurance in Hollywood, FL

Building Protection for Hollywood Residents with High Net Worth Homes

A home symbolizes family, comfort, and security. It serves as a reflection of the individuals residing within its confines – from the exterior framework to the interior atmosphere. However, a home also symbolizes an investment. For homeowners in Hollywood and the surrounding communities, this investment may exceed the value insured under a standard homeowners policy.

Keeping High Value Homes Secure

As an independent agency, we have the ability to truly put clients first and we have strong relationships with a collection of established carriers and underwriters. After consulting with clients, we turn to providers such as American Platinum, Ironshore Insurance and Vault Insurance for the best policy forms and price. Often, our clients are able to bundle their coverage for additional savings.

Homeowners insurance tailored for high net worth clientele contains all the coverage offered under a traditional homeowners policy. However, the difference resides within the supplementary security supplied. A high value homeowners policy can ensure your home is rebuilt to its previous state or uncapped value – if extensive damaged occurs.

For your personal belongings, a traditional homeowners policy caps coverage for a variety of items, including jewelry, furs, and fine arts. This isn’t sufficient if the value of your belongings exceeds the coverage limits. Agents may recommend purchasing additional endorsements for these high-value items; however, through high value homeowners insurance, you can secure all items without the inefficiency of endorsements.

For more information on the insurance products and services we provide, please contact us at your convenience.

Agents Architecting Adequate Insurance Coverage

At Finney Insurance Corporation, we are dedicated to serving our clients however we can. Each high-value home we insure is distinct, as are the clients who own them. We work one-on-one with these individuals to confirm their expectations are exceeded. Service continues long after the policy purchasing process and we make a point to be available for our clients at all times. Don’t let your wealth of assets remain unprotected from risk. If you’re ready to begin building an appropriate homeowners policy, request a quote.

Additional Resources

Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Finney Insurance Corporation, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Finney Insurance Corporation who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Finney Insurance Corporation before making a decision.

Homeowners Liability

Protect Yourself, Your Home, and Your Finances.

Accidents can happen, even at home. If someone were to claim an injury on your property, there’s no stopping them from affecting your finances, your house, or anything else you own that can be labeled as compensation. As the property owner, you could be held fully responsible for injuries to others that occur due to hazardous conditions such as poor lighting, floor hazards, or falls resulting from snow or ice.

With a Homeowners Liability policy from Finney Insurance Corporation, you can ensure the security of your finances and the safety of your family in the event of an accident. For serious injuries, including casualties, you may be responsible for paying large medical bills and even court costs if you are sued. This policy works to protect you in a variety of situations, including:

  • Claims for property damage
  • Claims for injury to others (either on or off the premises)
  • Liability defense costs
  • Medical expenses for injuries to others

Having the proper Homeowners Liability Insurance for your home will prepare you for future accidents and help preserve your hard-earned assets and finances. Talk with a representative from Finney Insurance Corporation to determine the right amount of coverage to keep you protected today.

Scheduled Property Insurance

Security for Your Most Special Possessions.

At Finney Insurance Corporation, we know that your personal belongings are an extension of you, and oftentimes, the things you hold onto the most are the items in which you’ve invested much time and money. The Personal Property Insurance of your Homeowners policy will protect your valuables up to a certain amount, but may not cover many of your most prized possessions.

Scheduled Personal Property (SPP) Insurance enhances your current Homeowners or Renters policy to include items of exceptional value such as jewelry, cameras, artwork, golf equipment, firearms, musical instruments, fine silverware, collectibles, and more. If one of your personal items is damaged or stolen due to a covered incident, your policy will help pay for the expense of a repair or replacement.

Should you decide to add the premium protection of SPP Insurance, one of the specialists at Finney Insurance Corporation will work with you to determine the replacement cost of each item you would want to have insured.

The items you own are unique, which is why at Finney Insurance Corporation, we can create a policy that fits your specific needs in order to ensure the security of your most personal belongings.

 

In-Home Business Insurance

It’s Not Just Your Home. It’s Your Living.

Home-based businesses, both big and small, have become one of the fastest-growing commercial segments in America. As the owner of an In-Home Business, chances are your operations extend beyond the walls of your home. At Finney Insurance Corporation, we want to help you protect the security of your business with proper coverage because the insurance required most likely goes beyond that of your standard Homeowners policy.

We know that you’ve invested hard work and countless hours into building up your In-Home Business, and because of that, Finney Insurance Corporation wants to ensure that your operations continue to grow. With the right insurance policy for your business, you can provide the special protection you need in one comprehensive policy.

An In-Home Business policy from Finney Insurance Corporation can cover:

  • Professional Liability
  • Personal property used for business operations
  • Loss of income due to a covered event
  • Loss or damage to business records and inventory

Depending on your business needs and living situation, you may also qualify for additional services to round out your In-Home Business Insurance, including combined coverage with your Homeowners policy.

Talk to a representative at Finney Insurance Corporation today to create the perfect plan to address all of your business needs.

Take the Next Steps Forward

You can’t afford to risk unpredictable forces and let this critical investment go unguarded. We offer several forms of coverage to suit all kinds of situations. We’ll build a policy shaped around your specifications. Please request a quote or contact us to learn more. Contact Finney Insurance Corporation today.